TREC-Approved Continuing Education

Real-World Education for Real Estate Professionals.

Practical continuing education combining decades of real estate experience with engaging, relevant instruction.

  • TREC-Approved CE
  • Non-CE Participants Welcome
  • In-Person + Live Virtual
View Courses Upcoming Classes
Real estate professionals attending a continuing education classroom session

More Than a CE Requirement

Learn Something You Can Actually Use.

Synergy EDU provides continuing education created specifically for real estate professionals — connecting required education with practical mortgage, credit and financing knowledge that can help you better serve your clients.

Practical

Real-world knowledge, not just theory.

Relevant

Topics agents encounter with actual clients.

Engaging

Professional education designed to keep you involved.

TREC-Approved Courses

Explore Our Courses

Practical real estate education developed around the real-world topics and transaction challenges professionals encounter every day. Courses are open to professionals seeking applicable CE credit as well as participants who simply want to expand their knowledge.

Credit Reports & Mortgage Readiness continuing education course

Credit Reports & Mortgage Readiness

1 Hour • TREC Approved Course #40029-RECE

DESCRIPTION -
This course provides Texas real estate license holders with a practical understanding of consumer credit reports and their role in residential mortgage financing. Participants will learn how to interpret a residential mortgage credit report, understand the major factors that influence credit scores, recognize the differences between the three national credit reporting agencies, understand the Fair Credit Reporting Act (FCRA), and identify how alternative credit may assist certain borrowers in qualifying for mortgage financing.

OBJECTIVES -
Explain the purpose and function of a consumer credit report.
Identify the roles of Equifax, Experian, and TransUnion.
Recognize and interpret the major sections of a residential mortgage credit report.

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Alternative Lending continuing education course

Alternative Lending

2 Hours • TREC Approved Course #40008-RECE

DESCRIPTION -
This course provides real estate professionals with a practical understanding of traditional Qualified Mortgage loans, Non-Qualified Mortgage loans, and other alternative lending solutions. Students will learn how different loan programs evaluate income, assets, credit, property type, occupancy, and repayment ability.

OBJECTIVES -
Explain the general differences between Qualified Mortgage and Non-Qualified Mortgage lending.
Describe how the Ability-to-Repay requirements affect residential mortgage lending.
Identify borrowers who may benefit from alternative lending programs.
Recognize common traditional and alternative methods of documenting income.

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Prequalification Partnerships: Agents & Lenders continuing education course

Prequalification Partnerships: Agents & Lenders

1 Hour • TREC Approved Course #40122-RECE

DESCRIPTION -
The course explains how an effective prequalification process helps determine a prospective buyer's estimated purchasing ability, improves property-search efficiency, strengthens communication among transaction participants, and reduces avoidable financing problems.

OBJECTIVES -
Explain the purpose of mortgage prequalification.
Distinguish among prequalification, preapproval, conditional approval, and final loan approval.
Identify the financial information commonly reviewed during the prequalification process. Explain how prequalification helps establish an estimated price range and housing payment.
Describe the limitations of a prequalification or preapproval letter.

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From Application to Closing: Understanding the Complete Mortgage Process continuing education course

From Application to Closing: Understanding the Complete Mortgage Process

2 Hours • TREC Approved Course #40132-RECE

DESCRIPTION -
The course explains the responsibilities of the borrower, mortgage loan originator, processor, underwriter, appraiser, title company, insurance provider, real estate license holder, and other parties involved in a financed real estate transaction.
Students will examine borrower prequalification and preapproval, mortgage loan programs, loan applications, required documentation, credit and income analysis, automated underwriting systems, property appraisal, title review, loan processing, underwriting conditions, closing disclosures, final loan approval, closing, funding, and post-closing procedures.
Special attention will be given to the role of the real estate license holder in helping clients understand the transaction, recognizing potential financing problems, communicating with mortgage professionals, and avoiding conduct that exceeds the scope of the license holder's authority or expertise.

OBJECTIVES -
Explain the major stages of the residential mortgage process.
Distinguish between mortgage prequalification, preapproval, conditional approval, and final approval.

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25+
Years Mortgage
Experience
9
Years Real Estate
Experience
TREC
Approved Continuing
Education
2 WAYS
Live In-Person
+ Virtual
David D'Aprile, Synergy EDU instructor

Meet Your Instructor

David D'Aprile

Mortgage Veteran. Real Estate Professional. Educator.

David D'Aprile brings a unique combination of mortgage and real estate experience to the classroom. With 25 years in the mortgage industry and 9 years as a real estate professional, his courses are grounded in the real-life situations agents and their clients encounter every day.

Through Synergy EDU, David brings those two worlds together — helping real estate professionals better understand the financing, credit and lending issues that can influence a transaction.

A Different Approach to Education

Meet “The Educating Somm.”

David is also a Certified Sommelier with the International Sommelier Guild — a passion that has found its way into his approach to teaching.

Known for incorporating wine tastings into select classes, David believes professional education can be informative, engaging and enjoyable.

“

Learning shouldn't just check a box.
It should be an experience.

How It Works

Choose a Course. Learn Something Valuable.

1

Choose Your Course

Explore practical real estate education covering relevant, real-world topics.

2

Pick Your Class

Select an available in-person or live virtual session.

3

Learn & Earn

Earn applicable CE credit or attend simply to expand your professional knowledge.

Your Next Class Could Actually Be One You Enjoy.

Practical knowledge. Real-world experience. Continuing education designed for today's real estate professional.

View Current Courses Contact Synergy EDU